Dilbert is sitting on the couch at home. Dogbert hands him a pamphlet and says, "Would you like to buy some life insurance?" Dilbert reads the pamphlet, "Exclusions: Self-inflicted wounds, pre-existing illness, criminal acts, war, dangerous sports, smoking..." Headline: Much later that day. Dilbert is still reading, "...And pistol duels resulting from quilting bees." Dogbert replies, "No one reads it, freak!"
"I'd like to buy some insurance, but I don't know much about it." "You need my special indemnity casualty whole life umbrella rider binder." "What does it cover?" "I can't answer that directly?" "Just read that list of exclusions. Anything not in there is covered." "Does it cover acts of God?" "Yes, unless you pray to the wrong one." "How do I know if it's the wrong god?" "If you buy this insurance, and lightning doesn't strike me, try another god."