Bill the Dinosaur says to Dogbert, "I don't understand why any intelligent investor would put money in a fund that has no track record." Dogbert says, "I try to steer clear of intelligent investors." A man comes up and hands Dogbert a bag of money. "Here's my life savings, " he says. The man says, "Do you want my name and address?" Dogbert holds the money and says, "No. I trust you."