A client wearing a cap is sitting with Dogbert in a meeting. Dogbert says to him while pushing a sheet a paper towards him: "This investment combines the best features of an annuity plus a twenty-year car lease." The client looks at the sheet of paper and says to Dogbert: "How can I tell if there are hidden fees?" Dogbert answers: "You can pay me 1% per year to advise you." The client looks suspicious and says to Dogbert: "Wouldn't that be like paying a burglar to guard my house?" Dogbert answers: "Excuse my while I wag."